Photo Credit National Oceanic and Atmospheric Administration /Department of Commerce

Floods are one of the most common disasters in the United States. Flood effects can range from causing damage to a single neighborhood to multiple states. All floods are not the same. Some develop slowly, while others, like flash floods, can develop in just a few minutes and have devastating impacts. Overland flooding occurs outside a defined river or stream, such as when a levee is breached. Flooding can also occur due to dam failure, producing effects similar to flash floods where a dangerous wall of roaring water sweeps everything in its path. Regardless of where you live, you are susceptible to floods.